Women from economically weaker sections often face financial difficulties in pursuing their dreams. To address this issue, the Government of Maharashtra’s Department of Social Justice & Special Assistance has launched the Mahila Samridhi Yojana. This scheme provides financial assistance to women from the Charmakar Community to help them achieve financial independence and a better quality of life.
What is the Mahila Samridhi Yojana?
The Mahila Samridhi Yojana is designed to uplift women belonging to the Charmakar Community (including Dhor, Chambhar, Holar, Mochi, etc.). The scheme, funded by the National Scheduled Castes Finance and Development Corporation (NSFDC), offers loans at a low-interest rate of 4% per annum to support their educational, economic, and social development.
Benefits of the Scheme
- Financial assistance in the form of loans ranging from ₹25,000 to ₹50,000.
- The loan is provided at a low-interest rate of 4% per annum.
- Supports women in starting or expanding small businesses.
- Encourages self-employment and economic growth among marginalized women.
Who Can Apply ? (Eligibility Criteria)
To be eligible for the Mahila Samridhi Yojana, applicants must meet the following conditions:
- The applicant must be a female.
- The applicant must belong to the Charmakar Community.
- The applicant must be between 18 and 50 years of age.
- The applicant must be a permanent resident of Maharashtra.
- The applicant must have knowledge of the business for which the loan is being applied.
- For the 50% Subsidy Scheme and Margin Money, the annual income must be below the poverty line.
- For the NSFDC Scheme, the annual income must be below ₹98,000 (rural areas) and ₹1,20,000 (urban areas).
Special Preference
- Widows and divorcees are given priority under this scheme.
How to Apply for Mahila Samridhi Yojana Scheme?
The application process is offline. Follow these steps to apply:
Step 1: Visit the District Office of LIDCOM
- Applicants must visit their District Office of LIDCOM during office hours.
- They should request a hard copy of the application form from the concerned officer.
Step 2: Fill Out the Application Form for Mahila Samridhi Yojana
- Complete the application form carefully with all required details.
- Paste a passport-sized photograph (signed across if required).
Step 3: Submit the Application
- Attach self-attested copies of all mandatory documents.
- Submit the completed application form to the District Office of LIDCOM.
Step 4: Collect the Acknowledgment Receipt
- Request an acknowledgment receipt after submission.
- Ensure the receipt contains the date, time of submission, and a unique identification number (if applicable).
Documents Required for Mahila Samridhi Yojana
Applicants must provide the following documents:
- Income Certificate (issued by an authorized government officer).
- Caste Certificate (issued by a competent authority).
- Identity Proof (Aadhaar Card, Voter ID, etc.).
- Proof of Residence (Ration Card, Electricity Bill, etc.).
- Bank Account Details.
- Business Plan or Proposal (if applicable).
Conclusion
The Mahila Samridhi Yojana is a crucial initiative aimed at financially empowering women from the Charmakar Community. By providing low-interest loans, the government enables these women to become self-reliant and improve their living standards. If you or someone you know qualifies for this scheme, visit the nearest District Office of LIDCOM and apply today!
